The basics
Total Population
3,896
Median Age
35.5
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$455,400
Median Property Tax
$4,167
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
5.04
Median Rent
$2,056
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
31%
Pandemic Gain %
34%
Recession Drop %
-63%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
93.4
Winter Avg Low (°F)
39.6
Avg Temperature (°F)
63
Hot Days/yr (>90°F)
88
Freezing Days/yr (<32°F)
18.9
Annual Precipitation (in)
13.4
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
98.8
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 95231: frequently asked questions
- What is the median home value in ZIP Code 95231?
- The median home value in ZIP Code 95231 is $455,400, higher than 86% of U.S. ZIP codes.
- How much is property tax in ZIP Code 95231?
- The median annual property tax in ZIP Code 95231 is $4,167, an effective rate of 1% of home value.
- Is ZIP Code 95231 expensive to live in?
- Homes in ZIP Code 95231 cost about 5.04× the median household income, higher than 86% of U.S. ZIP codes.
- What is the average rent in ZIP Code 95231?
- The median gross rent in ZIP Code 95231 is $2,056 a month, higher than 94% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 95231?
- Home prices in ZIP Code 95231 have moved 31% over the past five years, per the FHFA House Price Index.
- What is the weather like in ZIP Code 95231?
- ZIP Code 95231 averages 63°F year-round, summer highs near 93.4°F, winter lows around 39.6°F (NOAA 1991–2020 normals).
- Is ZIP Code 95231 at risk of flooding or natural disasters?
- ZIP Code 95231's FEMA National Risk Index score is 98.8 (higher than 98% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →