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ZIP Code 95236

San Joaquin, California

FIPS 95236

Juniper

ZIP Code 95236 is in the top 9% nationally for appreciation 1yr %, but in the bottom 1% nationally for FEMA risk score. It also sits in the 93th percentile nationally for median home value. And it sits in the bottom 8% nationally for price-to-income ratio.

Median Home Value

$650,500

Higher than 93% of U.S. ZIP codes

HPI Growth 5yr %

42%

Higher than 63% of U.S. ZIP codes

FEMA Risk Score

99.7

Higher than 100% of U.S. ZIP codes

The basics

Total Population

4,490

Median Age

39.6

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$650,500

Higher than 93%

Median Property Tax

$3,795

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

6.21

Higher than 92%

Median Rent

$1,582

Higher than 85%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

42%

Higher than 63%

Appreciation 1yr %

7.7%

Higher than 91%

Pandemic Gain %

25%

Recession Drop %

-53%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

90.9

Winter Avg Low (°F)

40

Avg Temperature (°F)

62.2

Hot Days/yr (>90°F)

77.5

Freezing Days/yr (<32°F)

19.7

Annual Precipitation (in)

19.8

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

99.7

Higher than 100%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 95236: frequently asked questions

What is the median home value in ZIP Code 95236?
The median home value in ZIP Code 95236 is $650,500, higher than 93% of U.S. ZIP codes.
How much is property tax in ZIP Code 95236?
The median annual property tax in ZIP Code 95236 is $3,795, an effective rate of 1% of home value.
Is ZIP Code 95236 expensive to live in?
Homes in ZIP Code 95236 cost about 6.21× the median household income, higher than 92% of U.S. ZIP codes.
What is the average rent in ZIP Code 95236?
The median gross rent in ZIP Code 95236 is $1,582 a month, higher than 85% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 95236?
Home prices in ZIP Code 95236 have moved 42% over the past five years (7.7% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 95236?
ZIP Code 95236 averages 62.2°F year-round, summer highs near 90.9°F, winter lows around 40°F (NOAA 1991–2020 normals).
Is ZIP Code 95236 at risk of flooding or natural disasters?
ZIP Code 95236's FEMA National Risk Index score is 99.7 (higher than 100% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →