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ZIP Code 95304

San Joaquin, California

FIPS 95304

Juniper

ZIP Code 95304 is in the top 38% nationally for HPI growth 5yr %, but in the bottom 4% nationally for price-to-income ratio. It also sits in the 97th percentile nationally for median rent. And it sits in the 97th percentile nationally for median home value.

Median Home Value

$893,600

Higher than 97% of U.S. ZIP codes

HPI Growth 5yr %

40%

Higher than 62% of U.S. ZIP codes

FEMA Risk Score

89.1

Higher than 84% of U.S. ZIP codes

The basics

Total Population

15,841

Median Age

37.3

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$893,600

Higher than 97%

Median Property Tax

$7,582

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

7.77

Higher than 96%

Median Rent

$2,426

Higher than 97%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

40%

Higher than 62%

Appreciation 1yr %

-4.1%

Higher than 59%

Pandemic Gain %

37%

Recession Drop %

-55%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

91.2

Winter Avg Low (°F)

37.2

Avg Temperature (°F)

61

Hot Days/yr (>90°F)

80.2

Freezing Days/yr (<32°F)

25.7

Annual Precipitation (in)

12.7

Annual Snowfall (in)

0

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

89.1

Higher than 84%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 95304: frequently asked questions

What is the median home value in ZIP Code 95304?
The median home value in ZIP Code 95304 is $893,600, higher than 97% of U.S. ZIP codes.
How much is property tax in ZIP Code 95304?
The median annual property tax in ZIP Code 95304 is $7,582, an effective rate of 1% of home value.
Is ZIP Code 95304 expensive to live in?
Homes in ZIP Code 95304 cost about 7.77× the median household income, higher than 96% of U.S. ZIP codes.
What is the average rent in ZIP Code 95304?
The median gross rent in ZIP Code 95304 is $2,426 a month, higher than 97% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 95304?
Home prices in ZIP Code 95304 have moved 40% over the past five years (-4.1% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 95304?
ZIP Code 95304 averages 61°F year-round, summer highs near 91.2°F, winter lows around 37.2°F (NOAA 1991–2020 normals).
Is ZIP Code 95304 at risk of flooding or natural disasters?
ZIP Code 95304's FEMA National Risk Index score is 89.1 (higher than 84% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →