The basics
Total Population
582
Median Age
45.3
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$276,900
Higher than 66%
Median Property Tax
$1,365
Effective Tax Rate
0%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
4.85
Higher than 84%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
72.2
Winter Avg Low (°F)
31.5
Avg Temperature (°F)
49.5
Hot Days/yr (>90°F)
0
Freezing Days/yr (<32°F)
88
Annual Precipitation (in)
40.4
Annual Snowfall (in)
8.2
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
93.2
Higher than 90%
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 95318: frequently asked questions
- What is the median home value in ZIP Code 95318?
- The median home value in ZIP Code 95318 is $276,900, higher than 66% of U.S. ZIP codes.
- How much is property tax in ZIP Code 95318?
- The median annual property tax in ZIP Code 95318 is $1,365, an effective rate of 0% of home value.
- Is ZIP Code 95318 expensive to live in?
- Homes in ZIP Code 95318 cost about 4.85× the median household income, higher than 84% of U.S. ZIP codes.
- What is the weather like in ZIP Code 95318?
- ZIP Code 95318 averages 49.5°F year-round, summer highs near 72.2°F, winter lows around 31.5°F (NOAA 1991–2020 normals). It sees about 8.2 inches of snow a year.
- Is ZIP Code 95318 at risk of flooding or natural disasters?
- ZIP Code 95318's FEMA National Risk Index score is 93.2 (higher than 90% of U.S. ZIP codes). Its greatest modeled natural hazard is wildfire.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →