The basics
Total Population
10,006
Median Age
55.2
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$393,400
Median Property Tax
$2,458
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
5.83
Median Rent
$1,277
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
34%
Appreciation 1yr %
6%
Pandemic Gain %
36%
Recession Drop %
-45%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
77.6
Winter Avg Low (°F)
26.4
Avg Temperature (°F)
48.3
Hot Days/yr (>90°F)
2.8
Freezing Days/yr (<32°F)
159.4
Annual Precipitation (in)
32.7
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
99.1
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 95338: frequently asked questions
- What is the median home value in ZIP Code 95338?
- The median home value in ZIP Code 95338 is $393,400, higher than 81% of U.S. ZIP codes.
- How much is property tax in ZIP Code 95338?
- The median annual property tax in ZIP Code 95338 is $2,458, an effective rate of 1% of home value.
- Is ZIP Code 95338 expensive to live in?
- Homes in ZIP Code 95338 cost about 5.83× the median household income, higher than 90% of U.S. ZIP codes.
- What is the average rent in ZIP Code 95338?
- The median gross rent in ZIP Code 95338 is $1,277 a month, higher than 75% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 95338?
- Home prices in ZIP Code 95338 have moved 34% over the past five years (6% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 95338?
- ZIP Code 95338 averages 48.3°F year-round, summer highs near 77.6°F, winter lows around 26.4°F (NOAA 1991–2020 normals).
- Is ZIP Code 95338 at risk of flooding or natural disasters?
- ZIP Code 95338's FEMA National Risk Index score is 99.1 (higher than 99% of U.S. ZIP codes). Its greatest modeled natural hazard is wildfire.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →