The basics
Total Population
279
Median Age
65.6
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$450,000
Higher than 85%
Median Property Tax
$1,735
Effective Tax Rate
0%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
6.57
Higher than 93%
Home prices & appreciation
Ranked against U.S. ZIP codes.
Recession Drop %
-44%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
72.2
Winter Avg Low (°F)
31.5
Avg Temperature (°F)
49.5
Hot Days/yr (>90°F)
0
Freezing Days/yr (<32°F)
88
Annual Precipitation (in)
32.7
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
99
Higher than 99%
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 95345: frequently asked questions
- What is the median home value in ZIP Code 95345?
- The median home value in ZIP Code 95345 is $450,000, higher than 85% of U.S. ZIP codes.
- How much is property tax in ZIP Code 95345?
- The median annual property tax in ZIP Code 95345 is $1,735, an effective rate of 0% of home value.
- Is ZIP Code 95345 expensive to live in?
- Homes in ZIP Code 95345 cost about 6.57× the median household income, higher than 93% of U.S. ZIP codes.
- What is the weather like in ZIP Code 95345?
- ZIP Code 95345 averages 49.5°F year-round, summer highs near 72.2°F, winter lows around 31.5°F (NOAA 1991–2020 normals).
- Is ZIP Code 95345 at risk of flooding or natural disasters?
- ZIP Code 95345's FEMA National Risk Index score is 99 (higher than 99% of U.S. ZIP codes). Its greatest modeled natural hazard is wildfire.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →