The basics
Total Population
6,946
Median Age
43.6
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$496,900
Median Property Tax
$3,933
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
4.76
Median Rent
$1,814
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
29%
Appreciation 1yr %
1.4%
Pandemic Gain %
30%
Recession Drop %
-50%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
87.7
Winter Avg Low (°F)
36.1
Avg Temperature (°F)
58.2
Hot Days/yr (>90°F)
58
Freezing Days/yr (<32°F)
49
Annual Precipitation (in)
55.5
Annual Snowfall (in)
2.6
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
99.4
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 95631: frequently asked questions
- What is the median home value in ZIP Code 95631?
- The median home value in ZIP Code 95631 is $496,900, higher than 88% of U.S. ZIP codes.
- How much is property tax in ZIP Code 95631?
- The median annual property tax in ZIP Code 95631 is $3,933, an effective rate of 1% of home value.
- Is ZIP Code 95631 expensive to live in?
- Homes in ZIP Code 95631 cost about 4.76× the median household income, higher than 83% of U.S. ZIP codes.
- What is the average rent in ZIP Code 95631?
- The median gross rent in ZIP Code 95631 is $1,814 a month, higher than 90% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 95631?
- Home prices in ZIP Code 95631 have moved 29% over the past five years (1.4% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 95631?
- ZIP Code 95631 averages 58.2°F year-round, summer highs near 87.7°F, winter lows around 36.1°F (NOAA 1991–2020 normals). It sees about 2.6 inches of snow a year.
- Is ZIP Code 95631 at risk of flooding or natural disasters?
- ZIP Code 95631's FEMA National Risk Index score is 99.4 (higher than 99% of U.S. ZIP codes). Its greatest modeled natural hazard is wildfire.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →