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ZIP Code 95634

El Dorado, California

FIPS 95634

Juniper

ZIP Code 95634 is in the bottom 7% nationally for FEMA risk score. It also sits in the bottom 8% nationally for price-to-income ratio. And it sits in the 77th percentile nationally for median home value.

Median Home Value

$361,300

Higher than 77% of U.S. ZIP codes

FEMA Risk Score

95.3

Higher than 93% of U.S. ZIP codes

The basics

Total Population

3,536

Median Age

59.5

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$361,300

Higher than 77%

Median Property Tax

$1,989

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

6.3

Higher than 92%

Median Rent

$1,085

Higher than 65%

Home prices & appreciation

Ranked against U.S. ZIP codes.

Pandemic Gain %

29%

Recession Drop %

-45%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

87.7

Winter Avg Low (°F)

36.1

Avg Temperature (°F)

58.2

Hot Days/yr (>90°F)

58

Freezing Days/yr (<32°F)

49

Annual Precipitation (in)

50.6

Annual Snowfall (in)

2.6

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

95.3

Higher than 93%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 95634: frequently asked questions

What is the median home value in ZIP Code 95634?
The median home value in ZIP Code 95634 is $361,300, higher than 77% of U.S. ZIP codes.
How much is property tax in ZIP Code 95634?
The median annual property tax in ZIP Code 95634 is $1,989, an effective rate of 1% of home value.
Is ZIP Code 95634 expensive to live in?
Homes in ZIP Code 95634 cost about 6.3× the median household income, higher than 92% of U.S. ZIP codes.
What is the average rent in ZIP Code 95634?
The median gross rent in ZIP Code 95634 is $1,085 a month, higher than 65% of U.S. ZIP codes.
What is the weather like in ZIP Code 95634?
ZIP Code 95634 averages 58.2°F year-round, summer highs near 87.7°F, winter lows around 36.1°F (NOAA 1991–2020 normals). It sees about 2.6 inches of snow a year.
Is ZIP Code 95634 at risk of flooding or natural disasters?
ZIP Code 95634's FEMA National Risk Index score is 95.3 (higher than 93% of U.S. ZIP codes). Its greatest modeled natural hazard is wildfire.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →