The basics
Total Population
13,926
Median Age
41.6
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$450,500
Median Property Tax
$3,371
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
4.64
Median Rent
$1,350
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
35%
Appreciation 1yr %
0.4%
Pandemic Gain %
35%
Recession Drop %
-53%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
90.4
Winter Avg Low (°F)
39.8
Avg Temperature (°F)
61
Hot Days/yr (>90°F)
74.7
Freezing Days/yr (<32°F)
14.8
Annual Precipitation (in)
32
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
95.8
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 95640: frequently asked questions
- What is the median home value in ZIP Code 95640?
- The median home value in ZIP Code 95640 is $450,500, higher than 85% of U.S. ZIP codes.
- How much is property tax in ZIP Code 95640?
- The median annual property tax in ZIP Code 95640 is $3,371, an effective rate of 1% of home value.
- Is ZIP Code 95640 expensive to live in?
- Homes in ZIP Code 95640 cost about 4.64× the median household income, higher than 82% of U.S. ZIP codes.
- What is the average rent in ZIP Code 95640?
- The median gross rent in ZIP Code 95640 is $1,350 a month, higher than 78% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 95640?
- Home prices in ZIP Code 95640 have moved 35% over the past five years (0.4% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 95640?
- ZIP Code 95640 averages 61°F year-round, summer highs near 90.4°F, winter lows around 39.8°F (NOAA 1991–2020 normals).
- Is ZIP Code 95640 at risk of flooding or natural disasters?
- ZIP Code 95640's FEMA National Risk Index score is 95.8 (higher than 94% of U.S. ZIP codes). Its greatest modeled natural hazard is wildfire.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →