The basics
Total Population
1,429
Median Age
58.4
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$454,400
Median Property Tax
$3,227
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.7
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
16%
Appreciation 1yr %
-14%
Pandemic Gain %
24%
Recession Drop %
-50%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
90.4
Winter Avg Low (°F)
39.8
Avg Temperature (°F)
61
Hot Days/yr (>90°F)
74.7
Freezing Days/yr (<32°F)
14.8
Annual Precipitation (in)
42.7
Annual Snowfall (in)
0.3
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
97.4
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 95689: frequently asked questions
- What is the median home value in ZIP Code 95689?
- The median home value in ZIP Code 95689 is $454,400, higher than 85% of U.S. ZIP codes.
- How much is property tax in ZIP Code 95689?
- The median annual property tax in ZIP Code 95689 is $3,227, an effective rate of 1% of home value.
- Is ZIP Code 95689 expensive to live in?
- Homes in ZIP Code 95689 cost about 3.7× the median household income, higher than 69% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 95689?
- Home prices in ZIP Code 95689 have moved 16% over the past five years (-14% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 95689?
- ZIP Code 95689 averages 61°F year-round, summer highs near 90.4°F, winter lows around 39.8°F (NOAA 1991–2020 normals). It sees about 0.3 inches of snow a year.
- Is ZIP Code 95689 at risk of flooding or natural disasters?
- ZIP Code 95689's FEMA National Risk Index score is 97.4 (higher than 96% of U.S. ZIP codes). Its greatest modeled natural hazard is wildfire.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →