The basics
Total Population
4,690
Median Age
53.9
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$569,100
Median Property Tax
$3,282
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
6.78
Median Rent
$1,579
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
27%
Appreciation 1yr %
6.5%
Pandemic Gain %
25%
Recession Drop %
-49%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
90.4
Winter Avg Low (°F)
39.8
Avg Temperature (°F)
61
Hot Days/yr (>90°F)
74.7
Freezing Days/yr (<32°F)
14.8
Annual Precipitation (in)
32
Annual Snowfall (in)
0.3
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
96.5
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 95685: frequently asked questions
- What is the median home value in ZIP Code 95685?
- The median home value in ZIP Code 95685 is $569,100, higher than 91% of U.S. ZIP codes.
- How much is property tax in ZIP Code 95685?
- The median annual property tax in ZIP Code 95685 is $3,282, an effective rate of 1% of home value.
- Is ZIP Code 95685 expensive to live in?
- Homes in ZIP Code 95685 cost about 6.78× the median household income, higher than 94% of U.S. ZIP codes.
- What is the average rent in ZIP Code 95685?
- The median gross rent in ZIP Code 95685 is $1,579 a month, higher than 84% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 95685?
- Home prices in ZIP Code 95685 have moved 27% over the past five years (6.5% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 95685?
- ZIP Code 95685 averages 61°F year-round, summer highs near 90.4°F, winter lows around 39.8°F (NOAA 1991–2020 normals). It sees about 0.3 inches of snow a year.
- Is ZIP Code 95685 at risk of flooding or natural disasters?
- ZIP Code 95685's FEMA National Risk Index score is 96.5 (higher than 95% of U.S. ZIP codes). Its greatest modeled natural hazard is wildfire.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →