The basics
Total Population
1,171
Median Age
36.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$448,900
Higher than 85%
Median Property Tax
$2,714
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
8.61
Higher than 97%
Median Rent
$884
Near median
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
90.9
Winter Avg Low (°F)
40
Avg Temperature (°F)
62.2
Hot Days/yr (>90°F)
77.5
Freezing Days/yr (<32°F)
19.7
Annual Precipitation (in)
18.4
Annual Snowfall (in)
0
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
99.5
Higher than 99%
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 95686: frequently asked questions
- What is the median home value in ZIP Code 95686?
- The median home value in ZIP Code 95686 is $448,900, higher than 85% of U.S. ZIP codes.
- How much is property tax in ZIP Code 95686?
- The median annual property tax in ZIP Code 95686 is $2,714, an effective rate of 1% of home value.
- Is ZIP Code 95686 expensive to live in?
- Homes in ZIP Code 95686 cost about 8.61× the median household income, higher than 97% of U.S. ZIP codes.
- What is the average rent in ZIP Code 95686?
- The median gross rent in ZIP Code 95686 is $884 a month, near the U.S. ZIP codes median.
- What is the weather like in ZIP Code 95686?
- ZIP Code 95686 averages 62.2°F year-round, summer highs near 90.9°F, winter lows around 40°F (NOAA 1991–2020 normals).
- Is ZIP Code 95686 at risk of flooding or natural disasters?
- ZIP Code 95686's FEMA National Risk Index score is 99.5 (higher than 99% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →