The basics
Total Population
516
Median Age
53.9
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$949,100
Higher than 97%
Median Property Tax
$6,750
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
10.62
Higher than 99%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
78.7
Winter Avg Low (°F)
17.5
Avg Temperature (°F)
44
Hot Days/yr (>90°F)
6.3
Freezing Days/yr (<32°F)
226.5
Annual Precipitation (in)
78.5
Annual Snowfall (in)
445
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
99.6
Higher than 100%
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 95728: frequently asked questions
- What is the median home value in ZIP Code 95728?
- The median home value in ZIP Code 95728 is $949,100, higher than 97% of U.S. ZIP codes.
- How much is property tax in ZIP Code 95728?
- The median annual property tax in ZIP Code 95728 is $6,750, an effective rate of 1% of home value.
- Is ZIP Code 95728 expensive to live in?
- Homes in ZIP Code 95728 cost about 10.62× the median household income, higher than 99% of U.S. ZIP codes.
- What is the weather like in ZIP Code 95728?
- ZIP Code 95728 averages 44°F year-round, summer highs near 78.7°F, winter lows around 17.5°F (NOAA 1991–2020 normals). It sees about 445 inches of snow a year.
- Is ZIP Code 95728 at risk of flooding or natural disasters?
- ZIP Code 95728's FEMA National Risk Index score is 99.6 (higher than 100% of U.S. ZIP codes). Its greatest modeled natural hazard is wildfire.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →