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ZIP Code 98812

Okanogan, Washington

FIPS 98812

Juniper

ZIP Code 98812 is in the top 1% nationally for appreciation 1yr %, but in the bottom 2% nationally for FEMA risk score. It also sits in the bottom 9% nationally for price-to-income ratio. And it sits in the top 9% nationally for HPI growth 5yr %.

Median Home Value

$354,500

Higher than 77% of U.S. ZIP codes

HPI Growth 5yr %

65%

Higher than 91% of U.S. ZIP codes

FEMA Risk Score

98.4

Higher than 98% of U.S. ZIP codes

The basics

Total Population

4,834

Median Age

35.4

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$354,500

Higher than 77%

Median Property Tax

$2,928

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

5.98

Higher than 91%

Median Rent

$878

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

65%

Higher than 91%

Appreciation 1yr %

18%

Higher than 99%

Pandemic Gain %

90%

Recession Drop %

-8.7%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

85.6

Winter Avg Low (°F)

23.2

Avg Temperature (°F)

50

Hot Days/yr (>90°F)

36.7

Freezing Days/yr (<32°F)

151.7

Annual Precipitation (in)

10.8

Annual Snowfall (in)

27.9

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

98.4

Higher than 98%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 98812: frequently asked questions

What is the median home value in ZIP Code 98812?
The median home value in ZIP Code 98812 is $354,500, higher than 77% of U.S. ZIP codes.
How much is property tax in ZIP Code 98812?
The median annual property tax in ZIP Code 98812 is $2,928, an effective rate of 1% of home value.
Is ZIP Code 98812 expensive to live in?
Homes in ZIP Code 98812 cost about 5.98× the median household income, higher than 91% of U.S. ZIP codes.
What is the average rent in ZIP Code 98812?
The median gross rent in ZIP Code 98812 is $878 a month, near the U.S. ZIP codes median.
How much have home prices grown in ZIP Code 98812?
Home prices in ZIP Code 98812 have moved 65% over the past five years (18% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 98812?
ZIP Code 98812 averages 50°F year-round, summer highs near 85.6°F, winter lows around 23.2°F (NOAA 1991–2020 normals). It sees about 27.9 inches of snow a year.
Is ZIP Code 98812 at risk of flooding or natural disasters?
ZIP Code 98812's FEMA National Risk Index score is 98.4 (higher than 98% of U.S. ZIP codes). Its greatest modeled natural hazard is wildfire.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →