Back to Explorer

ZIP Code 98840

Okanogan, Washington

FIPS 98840

Juniper

ZIP Code 98840 is in the top 24% nationally for HPI growth 5yr %, but in the bottom 5% nationally for FEMA risk score. It also sits in the bottom 18% nationally for price-to-income ratio. And it sits in the 63th percentile nationally for median home value.

Median Home Value

$261,600

Higher than 63% of U.S. ZIP codes

HPI Growth 5yr %

52%

Higher than 76% of U.S. ZIP codes

FEMA Risk Score

96.8

Higher than 95% of U.S. ZIP codes

The basics

Total Population

4,892

Median Age

44.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$261,600

Higher than 63%

Median Property Tax

$2,659

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.56

Higher than 82%

Median Rent

$981

Higher than 58%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

52%

Higher than 76%

Appreciation 1yr %

-12%

Higher than 56%

Pandemic Gain %

57%

Recession Drop %

-14%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

85.7

Winter Avg Low (°F)

23.9

Avg Temperature (°F)

49.9

Hot Days/yr (>90°F)

41.7

Freezing Days/yr (<32°F)

145

Annual Precipitation (in)

11.6

Annual Snowfall (in)

27.9

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

96.8

Higher than 95%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 98840: frequently asked questions

What is the median home value in ZIP Code 98840?
The median home value in ZIP Code 98840 is $261,600, higher than 63% of U.S. ZIP codes.
How much is property tax in ZIP Code 98840?
The median annual property tax in ZIP Code 98840 is $2,659, an effective rate of 1% of home value.
Is ZIP Code 98840 expensive to live in?
Homes in ZIP Code 98840 cost about 4.56× the median household income, higher than 82% of U.S. ZIP codes.
What is the average rent in ZIP Code 98840?
The median gross rent in ZIP Code 98840 is $981 a month, higher than 58% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 98840?
Home prices in ZIP Code 98840 have moved 52% over the past five years (-12% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 98840?
ZIP Code 98840 averages 49.9°F year-round, summer highs near 85.7°F, winter lows around 23.9°F (NOAA 1991–2020 normals). It sees about 27.9 inches of snow a year.
Is ZIP Code 98840 at risk of flooding or natural disasters?
ZIP Code 98840's FEMA National Risk Index score is 96.8 (higher than 95% of U.S. ZIP codes). Its greatest modeled natural hazard is wildfire.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →