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ZIP Code 01038

Hampshire, Massachusetts

FIPS 01038

Juniper

ZIP Code 01038 is in the top 35% nationally for FEMA risk score, but in the bottom 23% nationally for price-to-income ratio. It also sits in the 85th percentile nationally for median home value. And it sits in the 81th percentile nationally for median rent.

Median Home Value

$442,500

Higher than 85% of U.S. ZIP codes

FEMA Risk Score

52.3

Lower than 65% of U.S. ZIP codes

The basics

Total Population

2,491

Median Age

48

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$442,500

Higher than 85%

Median Property Tax

$4,856

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4.15

Higher than 77%

Median Rent

$1,442

Higher than 81%

Home prices & appreciation

Ranked against U.S. ZIP codes.

Pandemic Gain %

29%

Recession Drop %

-11%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

80.9

Winter Avg Low (°F)

16.7

Avg Temperature (°F)

48.2

Hot Days/yr (>90°F)

12.4

Freezing Days/yr (<32°F)

153.3

Annual Precipitation (in)

46.6

Annual Snowfall (in)

36.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

52.3

Lower than 65%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 01038: frequently asked questions

What is the median home value in ZIP Code 01038?
The median home value in ZIP Code 01038 is $442,500, higher than 85% of U.S. ZIP codes.
How much is property tax in ZIP Code 01038?
The median annual property tax in ZIP Code 01038 is $4,856, an effective rate of 1% of home value.
Is ZIP Code 01038 expensive to live in?
Homes in ZIP Code 01038 cost about 4.15× the median household income, higher than 77% of U.S. ZIP codes.
What is the average rent in ZIP Code 01038?
The median gross rent in ZIP Code 01038 is $1,442 a month, higher than 81% of U.S. ZIP codes.
What is the weather like in ZIP Code 01038?
ZIP Code 01038 averages 48.2°F year-round, summer highs near 80.9°F, winter lows around 16.7°F (NOAA 1991–2020 normals). It sees about 36.5 inches of snow a year.
Is ZIP Code 01038 at risk of flooding or natural disasters?
ZIP Code 01038's FEMA National Risk Index score is 52.3 (lower than 65% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →