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ZIP Code 01098

Hampshire, Massachusetts

FIPS 01098

Juniper

ZIP Code 01098 is in the top 26% nationally for FEMA risk score, but in the bottom 25% nationally for price-to-income ratio. It also sits in the 80th percentile nationally for median home value. And it sits in the 28th percentile nationally for median rent.

Median Home Value

$385,000

Higher than 80% of U.S. ZIP codes

FEMA Risk Score

43.4

Lower than 74% of U.S. ZIP codes

The basics

Total Population

979

Median Age

61.3

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$385,000

Higher than 80%

Median Property Tax

$5,567

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

4

Higher than 75%

Median Rent

$633

Lower than 72%

Home prices & appreciation

Ranked against U.S. ZIP codes.

Recession Drop %

-21%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

77.5

Winter Avg Low (°F)

14.4

Avg Temperature (°F)

45.3

Hot Days/yr (>90°F)

2.2

Freezing Days/yr (<32°F)

168.4

Annual Precipitation (in)

54.1

Annual Snowfall (in)

77.1

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

43.4

Lower than 74%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 01098: frequently asked questions

What is the median home value in ZIP Code 01098?
The median home value in ZIP Code 01098 is $385,000, higher than 80% of U.S. ZIP codes.
How much is property tax in ZIP Code 01098?
The median annual property tax in ZIP Code 01098 is $5,567, an effective rate of 1% of home value.
Is ZIP Code 01098 expensive to live in?
Homes in ZIP Code 01098 cost about 4× the median household income, higher than 75% of U.S. ZIP codes.
What is the average rent in ZIP Code 01098?
The median gross rent in ZIP Code 01098 is $633 a month, lower than 72% of U.S. ZIP codes.
What is the weather like in ZIP Code 01098?
ZIP Code 01098 averages 45.3°F year-round, summer highs near 77.5°F, winter lows around 14.4°F (NOAA 1991–2020 normals). It sees about 77.1 inches of snow a year.
Is ZIP Code 01098 at risk of flooding or natural disasters?
ZIP Code 01098's FEMA National Risk Index score is 43.4 (lower than 74% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →