The basics
Total Population
8,104
Median Age
62.7
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$844,500
Median Property Tax
$5,427
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
10.93
Median Rent
$1,390
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
51%
Appreciation 1yr %
-7.1%
Pandemic Gain %
57%
Recession Drop %
-16%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
76.9
Winter Avg Low (°F)
27.4
Avg Temperature (°F)
51.7
Hot Days/yr (>90°F)
1
Freezing Days/yr (<32°F)
82.7
Annual Precipitation (in)
49.6
Annual Snowfall (in)
37.2
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
66.2
EAL Flood/Coastal per $1K
0.09
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 02540: frequently asked questions
- What is the median home value in ZIP Code 02540?
- The median home value in ZIP Code 02540 is $844,500, higher than 96% of U.S. ZIP codes.
- How much is property tax in ZIP Code 02540?
- The median annual property tax in ZIP Code 02540 is $5,427, an effective rate of 1% of home value.
- Is ZIP Code 02540 expensive to live in?
- Homes in ZIP Code 02540 cost about 10.93× the median household income, higher than 99% of U.S. ZIP codes.
- What is the average rent in ZIP Code 02540?
- The median gross rent in ZIP Code 02540 is $1,390 a month, higher than 80% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 02540?
- Home prices in ZIP Code 02540 have moved 51% over the past five years (-7.1% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 02540?
- ZIP Code 02540 averages 51.7°F year-round, summer highs near 76.9°F, winter lows around 27.4°F (NOAA 1991–2020 normals). It sees about 37.2 inches of snow a year.
- Is ZIP Code 02540 at risk of flooding or natural disasters?
- ZIP Code 02540's FEMA National Risk Index score is 66.2 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.09 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →