The basics
Total Population
14,080
Median Age
45.9
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$384,600
Median Property Tax
$7,186
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.23
Median Rent
$1,486
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
63%
Appreciation 1yr %
4.2%
Pandemic Gain %
59%
Recession Drop %
-23%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
81.7
Winter Avg Low (°F)
19.9
Avg Temperature (°F)
50.1
Hot Days/yr (>90°F)
16.2
Freezing Days/yr (<32°F)
129.1
Annual Precipitation (in)
47.1
Annual Snowfall (in)
52.8
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
36.2
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 03045: frequently asked questions
- What is the median home value in ZIP Code 03045?
- The median home value in ZIP Code 03045 is $384,600, higher than 80% of U.S. ZIP codes.
- How much is property tax in ZIP Code 03045?
- The median annual property tax in ZIP Code 03045 is $7,186, an effective rate of 2% of home value.
- Is ZIP Code 03045 expensive to live in?
- Homes in ZIP Code 03045 cost about 3.23× the median household income, higher than 58% of U.S. ZIP codes.
- What is the average rent in ZIP Code 03045?
- The median gross rent in ZIP Code 03045 is $1,486 a month, higher than 82% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 03045?
- Home prices in ZIP Code 03045 have moved 63% over the past five years (4.2% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 03045?
- ZIP Code 03045 averages 50.1°F year-round, summer highs near 81.7°F, winter lows around 19.9°F (NOAA 1991–2020 normals). It sees about 52.8 inches of snow a year.
- Is ZIP Code 03045 at risk of flooding or natural disasters?
- ZIP Code 03045's FEMA National Risk Index score is 36.2 (lower than 80% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →