The basics
Total Population
4,258
Median Age
45.3
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$381,600
Median Property Tax
$7,558
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.35
Median Rent
$1,398
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
67%
Appreciation 1yr %
12%
Pandemic Gain %
47%
Recession Drop %
-25%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
77.1
Winter Avg Low (°F)
16.3
Avg Temperature (°F)
45.7
Hot Days/yr (>90°F)
3.1
Freezing Days/yr (<32°F)
157.1
Annual Precipitation (in)
49.5
Annual Snowfall (in)
75.4
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
47.4
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 03086: frequently asked questions
- What is the median home value in ZIP Code 03086?
- The median home value in ZIP Code 03086 is $381,600, higher than 79% of U.S. ZIP codes.
- How much is property tax in ZIP Code 03086?
- The median annual property tax in ZIP Code 03086 is $7,558, an effective rate of 2% of home value.
- Is ZIP Code 03086 expensive to live in?
- Homes in ZIP Code 03086 cost about 3.35× the median household income, higher than 62% of U.S. ZIP codes.
- What is the average rent in ZIP Code 03086?
- The median gross rent in ZIP Code 03086 is $1,398 a month, higher than 80% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 03086?
- Home prices in ZIP Code 03086 have moved 67% over the past five years (12% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 03086?
- ZIP Code 03086 averages 45.7°F year-round, summer highs near 77.1°F, winter lows around 16.3°F (NOAA 1991–2020 normals). It sees about 75.4 inches of snow a year.
- Is ZIP Code 03086 at risk of flooding or natural disasters?
- ZIP Code 03086's FEMA National Risk Index score is 47.4 (lower than 70% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →