The basics
Total Population
9,929
Median Age
42.5
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$387,900
Median Property Tax
$6,000
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.59
Median Rent
$1,802
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
70%
Appreciation 1yr %
7.7%
Pandemic Gain %
51%
Recession Drop %
-23%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
79
Winter Avg Low (°F)
16.3
Avg Temperature (°F)
47.4
Hot Days/yr (>90°F)
10
Freezing Days/yr (<32°F)
161.1
Annual Precipitation (in)
42.5
Annual Snowfall (in)
52.8
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
42.5
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 03109: frequently asked questions
- What is the median home value in ZIP Code 03109?
- The median home value in ZIP Code 03109 is $387,900, higher than 80% of U.S. ZIP codes.
- How much is property tax in ZIP Code 03109?
- The median annual property tax in ZIP Code 03109 is $6,000, an effective rate of 2% of home value.
- Is ZIP Code 03109 expensive to live in?
- Homes in ZIP Code 03109 cost about 3.59× the median household income, higher than 67% of U.S. ZIP codes.
- What is the average rent in ZIP Code 03109?
- The median gross rent in ZIP Code 03109 is $1,802 a month, higher than 90% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 03109?
- Home prices in ZIP Code 03109 have moved 70% over the past five years (7.7% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 03109?
- ZIP Code 03109 averages 47.4°F year-round, summer highs near 79°F, winter lows around 16.3°F (NOAA 1991–2020 normals). It sees about 52.8 inches of snow a year.
- Is ZIP Code 03109 at risk of flooding or natural disasters?
- ZIP Code 03109's FEMA National Risk Index score is 42.5 (lower than 75% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →