The basics
Total Population
3,680
Median Age
51.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$387,500
Median Property Tax
$3,953
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.64
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
94%
Appreciation 1yr %
27%
Pandemic Gain %
70%
Recession Drop %
-23%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
79.8
Winter Avg Low (°F)
14.8
Avg Temperature (°F)
46.9
Hot Days/yr (>90°F)
8.5
Freezing Days/yr (<32°F)
149.8
Annual Precipitation (in)
49.4
Annual Snowfall (in)
61.9
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
33.1
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 03809: frequently asked questions
- What is the median home value in ZIP Code 03809?
- The median home value in ZIP Code 03809 is $387,500, higher than 80% of U.S. ZIP codes.
- How much is property tax in ZIP Code 03809?
- The median annual property tax in ZIP Code 03809 is $3,953, an effective rate of 1% of home value.
- Is ZIP Code 03809 expensive to live in?
- Homes in ZIP Code 03809 cost about 3.64× the median household income, higher than 68% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 03809?
- Home prices in ZIP Code 03809 have moved 94% over the past five years (27% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 03809?
- ZIP Code 03809 averages 46.9°F year-round, summer highs near 79.8°F, winter lows around 14.8°F (NOAA 1991–2020 normals). It sees about 61.9 inches of snow a year.
- Is ZIP Code 03809 at risk of flooding or natural disasters?
- ZIP Code 03809's FEMA National Risk Index score is 33.1 (lower than 83% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →