The basics
Total Population
827
Median Age
62.8
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$1,701,300
Median Property Tax
$8,509
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
9.61
Median Rent
$3,501
Home prices & appreciation
Ranked against U.S. ZIP codes.
Recession Drop %
-12%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
78.3
Winter Avg Low (°F)
18.7
Avg Temperature (°F)
47.6
Hot Days/yr (>90°F)
10.5
Freezing Days/yr (<32°F)
143
Annual Precipitation (in)
46.6
Annual Snowfall (in)
55.8
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
16.1
EAL Flood/Coastal per $1K
0.19
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 03854: frequently asked questions
- What is the median home value in ZIP Code 03854?
- The median home value in ZIP Code 03854 is $1,701,300, higher than 100% of U.S. ZIP codes.
- How much is property tax in ZIP Code 03854?
- The median annual property tax in ZIP Code 03854 is $8,509, an effective rate of 1% of home value.
- Is ZIP Code 03854 expensive to live in?
- Homes in ZIP Code 03854 cost about 9.61× the median household income, higher than 98% of U.S. ZIP codes.
- What is the average rent in ZIP Code 03854?
- The median gross rent in ZIP Code 03854 is $3,501 a month, higher than 100% of U.S. ZIP codes.
- What is the weather like in ZIP Code 03854?
- ZIP Code 03854 averages 47.6°F year-round, summer highs near 78.3°F, winter lows around 18.7°F (NOAA 1991–2020 normals). It sees about 55.8 inches of snow a year.
- Is ZIP Code 03854 at risk of flooding or natural disasters?
- ZIP Code 03854's FEMA National Risk Index score is 16.1 (lower than 92% of U.S. ZIP codes). Its greatest modeled natural hazard is flood_coastal. Expected annual loss from flooding is 0.19 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →