The basics
Total Population
5,188
Median Age
54.9
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$990,700
Median Property Tax
$7,347
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
7.03
Median Rent
$1,790
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
48%
Appreciation 1yr %
-0.55%
Pandemic Gain %
60%
Recession Drop %
-6.3%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
78.3
Winter Avg Low (°F)
18.7
Avg Temperature (°F)
47.6
Hot Days/yr (>90°F)
10.5
Freezing Days/yr (<32°F)
143
Annual Precipitation (in)
50.6
Annual Snowfall (in)
65
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
41.4
EAL Flood/Coastal per $1K
0.55
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 03870: frequently asked questions
- What is the median home value in ZIP Code 03870?
- The median home value in ZIP Code 03870 is $990,700, higher than 98% of U.S. ZIP codes.
- How much is property tax in ZIP Code 03870?
- The median annual property tax in ZIP Code 03870 is $7,347, an effective rate of 1% of home value.
- Is ZIP Code 03870 expensive to live in?
- Homes in ZIP Code 03870 cost about 7.03× the median household income, higher than 95% of U.S. ZIP codes.
- What is the average rent in ZIP Code 03870?
- The median gross rent in ZIP Code 03870 is $1,790 a month, higher than 90% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 03870?
- Home prices in ZIP Code 03870 have moved 48% over the past five years (-0.55% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 03870?
- ZIP Code 03870 averages 47.6°F year-round, summer highs near 78.3°F, winter lows around 18.7°F (NOAA 1991–2020 normals). It sees about 65 inches of snow a year.
- Is ZIP Code 03870 at risk of flooding or natural disasters?
- ZIP Code 03870's FEMA National Risk Index score is 41.4 (lower than 76% of U.S. ZIP codes). Its greatest modeled natural hazard is flood_coastal. Expected annual loss from flooding is 0.55 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →