The basics
Total Population
10,943
Median Age
50.3
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$638,400
Median Property Tax
$4,682
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
5.52
Median Rent
$1,513
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
65%
Appreciation 1yr %
6.7%
Pandemic Gain %
63%
Recession Drop %
-12%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
77.1
Winter Avg Low (°F)
17
Avg Temperature (°F)
46.9
Hot Days/yr (>90°F)
2.4
Freezing Days/yr (<32°F)
149.1
Annual Precipitation (in)
51.6
Annual Snowfall (in)
70.1
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
39.7
EAL Flood/Coastal per $1K
0.05
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 03909: frequently asked questions
- What is the median home value in ZIP Code 03909?
- The median home value in ZIP Code 03909 is $638,400, higher than 93% of U.S. ZIP codes.
- How much is property tax in ZIP Code 03909?
- The median annual property tax in ZIP Code 03909 is $4,682, an effective rate of 1% of home value.
- Is ZIP Code 03909 expensive to live in?
- Homes in ZIP Code 03909 cost about 5.52× the median household income, higher than 89% of U.S. ZIP codes.
- What is the average rent in ZIP Code 03909?
- The median gross rent in ZIP Code 03909 is $1,513 a month, higher than 83% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 03909?
- Home prices in ZIP Code 03909 have moved 65% over the past five years (6.7% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 03909?
- ZIP Code 03909 averages 46.9°F year-round, summer highs near 77.1°F, winter lows around 17°F (NOAA 1991–2020 normals). It sees about 70.1 inches of snow a year.
- Is ZIP Code 03909 at risk of flooding or natural disasters?
- ZIP Code 03909's FEMA National Risk Index score is 39.7 (lower than 77% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.05 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →