The basics
Total Population
9,706
Median Age
44.7
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$360,800
Median Property Tax
$4,259
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.96
Median Rent
$1,355
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
66%
Appreciation 1yr %
7.6%
Pandemic Gain %
60%
Recession Drop %
-14%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
76.7
Winter Avg Low (°F)
15.1
Avg Temperature (°F)
45.7
Hot Days/yr (>90°F)
4.3
Freezing Days/yr (<32°F)
151.4
Annual Precipitation (in)
50
Annual Snowfall (in)
66.8
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
34.8
EAL Flood/Coastal per $1K
0.08
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 04086: frequently asked questions
- What is the median home value in ZIP Code 04086?
- The median home value in ZIP Code 04086 is $360,800, higher than 77% of U.S. ZIP codes.
- How much is property tax in ZIP Code 04086?
- The median annual property tax in ZIP Code 04086 is $4,259, an effective rate of 1% of home value.
- Is ZIP Code 04086 expensive to live in?
- Homes in ZIP Code 04086 cost about 3.96× the median household income, higher than 74% of U.S. ZIP codes.
- What is the average rent in ZIP Code 04086?
- The median gross rent in ZIP Code 04086 is $1,355 a month, higher than 78% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 04086?
- Home prices in ZIP Code 04086 have moved 66% over the past five years (7.6% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 04086?
- ZIP Code 04086 averages 45.7°F year-round, summer highs near 76.7°F, winter lows around 15.1°F (NOAA 1991–2020 normals). It sees about 66.8 inches of snow a year.
- Is ZIP Code 04086 at risk of flooding or natural disasters?
- ZIP Code 04086's FEMA National Risk Index score is 34.8 (lower than 81% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.08 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →