The basics
Total Population
1,599
Median Age
49.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$115,100
Lower than 78%
Median Property Tax
$1,581
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.08
Lower than 74%
Median Rent
$492
Lower than 76%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
75
Winter Avg Low (°F)
6.4
Avg Temperature (°F)
40.7
Hot Days/yr (>90°F)
1.9
Freezing Days/yr (<32°F)
179.9
Annual Precipitation (in)
40.7
Annual Snowfall (in)
118.2
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
62.9
Near median
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 04786: frequently asked questions
- What is the median home value in ZIP Code 04786?
- The median home value in ZIP Code 04786 is $115,100, lower than 78% of U.S. ZIP codes.
- How much is property tax in ZIP Code 04786?
- The median annual property tax in ZIP Code 04786 is $1,581, an effective rate of 1% of home value.
- Is ZIP Code 04786 expensive to live in?
- Homes in ZIP Code 04786 cost about 2.08× the median household income, lower than 74% of U.S. ZIP codes.
- What is the average rent in ZIP Code 04786?
- The median gross rent in ZIP Code 04786 is $492 a month, lower than 76% of U.S. ZIP codes.
- What is the weather like in ZIP Code 04786?
- ZIP Code 04786 averages 40.7°F year-round, summer highs near 75°F, winter lows around 6.4°F (NOAA 1991–2020 normals). It sees about 118.2 inches of snow a year.
- Is ZIP Code 04786 at risk of flooding or natural disasters?
- ZIP Code 04786's FEMA National Risk Index score is 62.9 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is hurricane.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →