The basics
Total Population
1,325
Median Age
52.5
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$197,000
Near median
Median Property Tax
$1,425
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.79
Higher than 71%
Median Rent
$800
Lower than 60%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
74.8
Winter Avg Low (°F)
3.3
Avg Temperature (°F)
39.2
Hot Days/yr (>90°F)
1
Freezing Days/yr (<32°F)
196.5
Annual Precipitation (in)
41.8
Annual Snowfall (in)
106.9
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
35.1
Lower than 81%
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 04945: frequently asked questions
- What is the median home value in ZIP Code 04945?
- The median home value in ZIP Code 04945 is $197,000, near the U.S. ZIP codes median.
- How much is property tax in ZIP Code 04945?
- The median annual property tax in ZIP Code 04945 is $1,425, an effective rate of 1% of home value.
- Is ZIP Code 04945 expensive to live in?
- Homes in ZIP Code 04945 cost about 3.79× the median household income, higher than 71% of U.S. ZIP codes.
- What is the average rent in ZIP Code 04945?
- The median gross rent in ZIP Code 04945 is $800 a month, lower than 60% of U.S. ZIP codes.
- What is the weather like in ZIP Code 04945?
- ZIP Code 04945 averages 39.2°F year-round, summer highs near 74.8°F, winter lows around 3.3°F (NOAA 1991–2020 normals). It sees about 106.9 inches of snow a year.
- Is ZIP Code 04945 at risk of flooding or natural disasters?
- ZIP Code 04945's FEMA National Risk Index score is 35.1 (lower than 81% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →