The basics
Total Population
856
Median Age
55.8
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$242,800
Higher than 60%
Median Property Tax
$2,866
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.25
Lower than 69%
Median Rent
$1,109
Higher than 67%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
76.7
Winter Avg Low (°F)
10.5
Avg Temperature (°F)
43.4
Hot Days/yr (>90°F)
2.6
Freezing Days/yr (<32°F)
176.2
Annual Precipitation (in)
48.9
Annual Snowfall (in)
86.1
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
41
Lower than 76%
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 04978: frequently asked questions
- What is the median home value in ZIP Code 04978?
- The median home value in ZIP Code 04978 is $242,800, higher than 60% of U.S. ZIP codes.
- How much is property tax in ZIP Code 04978?
- The median annual property tax in ZIP Code 04978 is $2,866, an effective rate of 1% of home value.
- Is ZIP Code 04978 expensive to live in?
- Homes in ZIP Code 04978 cost about 2.25× the median household income, lower than 69% of U.S. ZIP codes.
- What is the average rent in ZIP Code 04978?
- The median gross rent in ZIP Code 04978 is $1,109 a month, higher than 67% of U.S. ZIP codes.
- What is the weather like in ZIP Code 04978?
- ZIP Code 04978 averages 43.4°F year-round, summer highs near 76.7°F, winter lows around 10.5°F (NOAA 1991–2020 normals). It sees about 86.1 inches of snow a year.
- Is ZIP Code 04978 at risk of flooding or natural disasters?
- ZIP Code 04978's FEMA National Risk Index score is 41 (lower than 76% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →