The basics
Total Population
1,832
Median Age
54
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$268,300
Median Property Tax
$3,756
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.51
Median Rent
$1,529
Home prices & appreciation
Ranked against U.S. ZIP codes.
Pandemic Gain %
48%
Recession Drop %
-0.25%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
79.8
Winter Avg Low (°F)
13.9
Avg Temperature (°F)
47
Hot Days/yr (>90°F)
4.2
Freezing Days/yr (<32°F)
151.7
Annual Precipitation (in)
38.3
Annual Snowfall (in)
79.9
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
68.4
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 05440: frequently asked questions
- What is the median home value in ZIP Code 05440?
- The median home value in ZIP Code 05440 is $268,300, higher than 65% of U.S. ZIP codes.
- How much is property tax in ZIP Code 05440?
- The median annual property tax in ZIP Code 05440 is $3,756, an effective rate of 1% of home value.
- Is ZIP Code 05440 expensive to live in?
- Homes in ZIP Code 05440 cost about 3.51× the median household income, higher than 65% of U.S. ZIP codes.
- What is the average rent in ZIP Code 05440?
- The median gross rent in ZIP Code 05440 is $1,529 a month, higher than 83% of U.S. ZIP codes.
- What is the weather like in ZIP Code 05440?
- ZIP Code 05440 averages 47°F year-round, summer highs near 79.8°F, winter lows around 13.9°F (NOAA 1991–2020 normals). It sees about 79.9 inches of snow a year.
- Is ZIP Code 05440 at risk of flooding or natural disasters?
- ZIP Code 05440's FEMA National Risk Index score is 68.4 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →