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ZIP Code 07104

Essex, New Jersey

ZCTA 07104

Juniper

ZIP Code 07104 is in the lowest 36% nationally for FEMA risk score. It also sits in the lowest 1% nationally for home price growth over the past year. And it sits in the highest 5% nationally for home price against income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$430,200

Higher than 65% of U.S. ZIP codes
Home Price Growth, Past Five Years

43%

Lower than 74% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

54.7

Lower than 64% of U.S. ZIP codes

The boundary of ZIP Code 07104, in Essex, New Jersey.

The basics

Total Population

52,266

Median Age

36.5

Population Density

20,647.31

Home values & property tax

Median Property Tax

$7,589

Property Tax Rateyearly tax as a share of home value

1.9%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

7.2×

Higher than 95% of U.S. ZIP codes
Median Income

$53,978

Lower than 80% of U.S. ZIP codes
Median Rent

$1,381

Higher than 73% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

-15%

Lower than 99% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

37%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

33%

Climate & weather

Summer Avg High (°F)

84.3

Winter Avg Low (°F)

27.2

Avg Temperature (°F)

54.8

Hot Days/yr (>90°F)

31.1

Freezing Days/yr (<32°F)

82.5

Annual Precipitation (in)

50.4

Annual Snowfall (in)

28.2

Flood & disaster risk

Coastal Flood Loss per $1,000

$0.01

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 07104: frequently asked questions

What is the typical home value in ZIP Code 07104?
The estimated median home value in ZIP Code 07104 today is $430,200, higher than 65% of U.S. ZIP codes.
How much is property tax in ZIP Code 07104?
The median annual property tax in ZIP Code 07104 is $7,589, an effective rate of 1.9% of home value.
Is ZIP Code 07104 expensive to live in?
Homes in ZIP Code 07104 cost about 7.2× the median household income, higher than 95% of U.S. ZIP codes.
What is the average rent in ZIP Code 07104?
The median gross rent in ZIP Code 07104 is $1,381 a month, higher than 73% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 07104?
Home prices in ZIP Code 07104 have moved 43% over the past five years (-15% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 07104?
ZIP Code 07104 has a population of 52,266, about 20,647.31 people per square mile, per the U.S. Census American Community Survey. The median age is 36.5.
What is the weather like in ZIP Code 07104?
ZIP Code 07104 averages 54.8°F year-round, summer highs near 84.3°F, winter lows around 27.2°F (NOAA 1991–2020 normals). It sees about 28.2 inches of snow a year.
Is ZIP Code 07104 at risk of flooding or natural disasters?
ZIP Code 07104's FEMA National Risk Index score is 54.7 (lower than 64% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Expected annual loss from flooding is $0.01 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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