The basics
Total Population
11,160
Median Age
46.5
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$436,900
Median Property Tax
$10,001
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.54
Median Rent
$1,387
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
56%
Appreciation 1yr %
3.8%
Pandemic Gain %
43%
Recession Drop %
-27%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
80.7
Winter Avg Low (°F)
21
Avg Temperature (°F)
50
Hot Days/yr (>90°F)
9.7
Freezing Days/yr (<32°F)
137.8
Annual Precipitation (in)
49.3
Annual Snowfall (in)
28.1
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
33.4
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 07438: frequently asked questions
- What is the median home value in ZIP Code 07438?
- The median home value in ZIP Code 07438 is $436,900, higher than 84% of U.S. ZIP codes.
- How much is property tax in ZIP Code 07438?
- The median annual property tax in ZIP Code 07438 is $10,001, an effective rate of 2% of home value.
- Is ZIP Code 07438 expensive to live in?
- Homes in ZIP Code 07438 cost about 3.54× the median household income, higher than 66% of U.S. ZIP codes.
- What is the average rent in ZIP Code 07438?
- The median gross rent in ZIP Code 07438 is $1,387 a month, higher than 80% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 07438?
- Home prices in ZIP Code 07438 have moved 56% over the past five years (3.8% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 07438?
- ZIP Code 07438 averages 50°F year-round, summer highs near 80.7°F, winter lows around 21°F (NOAA 1991–2020 normals). It sees about 28.1 inches of snow a year.
- Is ZIP Code 07438 at risk of flooding or natural disasters?
- ZIP Code 07438's FEMA National Risk Index score is 33.4 (lower than 82% of U.S. ZIP codes). Its greatest modeled natural hazard is strong_wind. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →