The basics
Total Population
4,670
Median Age
41.3
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$591,500
Median Property Tax
$10,001
Effective Tax Rate
2%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
4.02
Median Rent
$950
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
41%
Appreciation 1yr %
6%
Pandemic Gain %
33%
Recession Drop %
-24%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
83.1
Winter Avg Low (°F)
24.9
Avg Temperature (°F)
53.1
Hot Days/yr (>90°F)
21.2
Freezing Days/yr (<32°F)
108.2
Annual Precipitation (in)
44.9
Annual Snowfall (in)
28.1
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
81.5
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 07440: frequently asked questions
- What is the median home value in ZIP Code 07440?
- The median home value in ZIP Code 07440 is $591,500, higher than 91% of U.S. ZIP codes.
- How much is property tax in ZIP Code 07440?
- The median annual property tax in ZIP Code 07440 is $10,001, an effective rate of 2% of home value.
- Is ZIP Code 07440 expensive to live in?
- Homes in ZIP Code 07440 cost about 4.02× the median household income, higher than 75% of U.S. ZIP codes.
- What is the average rent in ZIP Code 07440?
- The median gross rent in ZIP Code 07440 is $950 a month, higher than 56% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 07440?
- Home prices in ZIP Code 07440 have moved 41% over the past five years (6% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 07440?
- ZIP Code 07440 averages 53.1°F year-round, summer highs near 83.1°F, winter lows around 24.9°F (NOAA 1991–2020 normals). It sees about 28.1 inches of snow a year.
- Is ZIP Code 07440 at risk of flooding or natural disasters?
- ZIP Code 07440's FEMA National Risk Index score is 81.5 (higher than 72% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →