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ZIP Code 07644

Bergen, New Jersey

ZCTA 07644

Juniper

ZIP Code 07644 is in the lowest 25% nationally for FEMA risk score. It also sits in the highest 14% nationally for home price against income. And it sits in the highest 15% nationally for typical home value.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$636,644

Higher than 85% of U.S. ZIP codes
Home Price Growth, Past Five Years

59%

Higher than 68% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

44

Lower than 75% of U.S. ZIP codes

The boundary of ZIP Code 07644, in Bergen, New Jersey.

The basics

Total Population

26,082

Median Age

41.1

Population Density

11,478.63

Home values & property tax

Median Property Tax

$10,001

Property Tax Rateyearly tax as a share of home value

—

The Census publishes home values only up to $2 million and incomes up to $250,000, so this ratio cannot be worked out for the most expensive areas.

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

5.32×

Higher than 86% of U.S. ZIP codes
Median Income

$89,305

Higher than 73% of U.S. ZIP codes
Median Rent

$1,714

Higher than 85% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

6.9%

Higher than 75% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

41%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

30%

Climate & weather

Summer Avg High (°F)

84.7

Winter Avg Low (°F)

27.8

Avg Temperature (°F)

55.4

Hot Days/yr (>90°F)

28.9

Freezing Days/yr (<32°F)

89

Annual Precipitation (in)

46.3

Annual Snowfall (in)

29.8

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 07644: frequently asked questions

What is the typical home value in ZIP Code 07644?
The estimated median home value in ZIP Code 07644 today is $636,644, higher than 85% of U.S. ZIP codes.
How much is property tax in ZIP Code 07644?
The median annual property tax in ZIP Code 07644 is $10,001.
Is ZIP Code 07644 expensive to live in?
Homes in ZIP Code 07644 cost about 5.32× the median household income, higher than 86% of U.S. ZIP codes.
What is the average rent in ZIP Code 07644?
The median gross rent in ZIP Code 07644 is $1,714 a month, higher than 85% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 07644?
Home prices in ZIP Code 07644 have moved 59% over the past five years (6.9% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 07644?
ZIP Code 07644 has a population of 26,082, about 11,478.63 people per square mile, per the U.S. Census American Community Survey. The median age is 41.1.
What is the weather like in ZIP Code 07644?
ZIP Code 07644 averages 55.4°F year-round, summer highs near 84.7°F, winter lows around 27.8°F (NOAA 1991–2020 normals). It sees about 29.8 inches of snow a year.
Is ZIP Code 07644 at risk of flooding or natural disasters?
ZIP Code 07644's FEMA National Risk Index score is 44 (lower than 75% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Expected annual loss from flooding is $0 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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