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ZIP Code 08109

Camden, New Jersey

ZCTA 08109

Juniper

ZIP Code 08109 is in the lowest 12% nationally for FEMA risk score. It also sits in the highest 8% nationally for home price growth over five years. And it sits in the highest 27% nationally for median income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$334,821

Near the U.S. ZIP codes median
Home Price Growth, Past Five Years

74%

Higher than 92% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

29.7

Lower than 88% of U.S. ZIP codes

The boundary of ZIP Code 08109, in Camden, New Jersey.

The basics

Total Population

24,022

Median Age

38.8

Population Density

4,981.59

Home values & property tax

Median Property Tax

$6,698

Property Tax Rateyearly tax as a share of home value

2.7%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

2.79×

Lower than 61% of U.S. ZIP codes
Median Income

$90,242

Higher than 73% of U.S. ZIP codes
Median Rent

$1,167

Higher than 62% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

6.2%

Higher than 71% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

60%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

27%

Climate & weather

Summer Avg High (°F)

84.4

Winter Avg Low (°F)

27

Avg Temperature (°F)

54.8

Hot Days/yr (>90°F)

32.8

Freezing Days/yr (<32°F)

103.2

Annual Precipitation (in)

48.1

Annual Snowfall (in)

16.1

Flood & disaster risk

Coastal Flood Loss per $1,000

$0.02

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 08109: frequently asked questions

What is the typical home value in ZIP Code 08109?
The estimated median home value in ZIP Code 08109 today is $334,821, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 08109?
The median annual property tax in ZIP Code 08109 is $6,698, an effective rate of 2.7% of home value.
Is ZIP Code 08109 expensive to live in?
Homes in ZIP Code 08109 cost about 2.79× the median household income, lower than 61% of U.S. ZIP codes.
What is the average rent in ZIP Code 08109?
The median gross rent in ZIP Code 08109 is $1,167 a month, higher than 62% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 08109?
Home prices in ZIP Code 08109 have moved 74% over the past five years (6.2% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 08109?
ZIP Code 08109 has a population of 24,022, about 4,981.59 people per square mile, per the U.S. Census American Community Survey. The median age is 38.8.
What is the weather like in ZIP Code 08109?
ZIP Code 08109 averages 54.8°F year-round, summer highs near 84.4°F, winter lows around 27°F (NOAA 1991–2020 normals). It sees about 16.1 inches of snow a year.
Is ZIP Code 08109 at risk of flooding or natural disasters?
ZIP Code 08109's FEMA National Risk Index score is 29.7 (lower than 88% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Expected annual loss from flooding is $0.02 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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