The basics
Total Population
24,022
Median Age
38.8
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$252,000
Median Property Tax
$6,698
Effective Tax Rate
3%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
2.79
Median Rent
$1,167
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
74%
Appreciation 1yr %
6.2%
Pandemic Gain %
60%
Recession Drop %
-27%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
84.4
Winter Avg Low (°F)
27
Avg Temperature (°F)
54.8
Hot Days/yr (>90°F)
32.8
Freezing Days/yr (<32°F)
103.2
Annual Precipitation (in)
48.1
Annual Snowfall (in)
16.1
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
33.3
EAL Flood/Coastal per $1K
0.04
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 08109: frequently asked questions
- What is the median home value in ZIP Code 08109?
- The median home value in ZIP Code 08109 is $252,000, higher than 62% of U.S. ZIP codes.
- How much is property tax in ZIP Code 08109?
- The median annual property tax in ZIP Code 08109 is $6,698, an effective rate of 3% of home value.
- Is ZIP Code 08109 expensive to live in?
- Homes in ZIP Code 08109 cost about 2.79× the median household income, near the U.S. ZIP codes median.
- What is the average rent in ZIP Code 08109?
- The median gross rent in ZIP Code 08109 is $1,167 a month, higher than 70% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 08109?
- Home prices in ZIP Code 08109 have moved 74% over the past five years (6.2% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 08109?
- ZIP Code 08109 averages 54.8°F year-round, summer highs near 84.4°F, winter lows around 27°F (NOAA 1991–2020 normals). It sees about 16.1 inches of snow a year.
- Is ZIP Code 08109 at risk of flooding or natural disasters?
- ZIP Code 08109's FEMA National Risk Index score is 33.3 (lower than 82% of U.S. ZIP codes). Its greatest modeled natural hazard is earthquake. Expected annual loss from flooding is 0.04 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →