The basics
Total Population
22,816
Median Age
35.9
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$245,100
Median Property Tax
$6,487
Effective Tax Rate
3%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.67
Median Rent
$1,593
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
79%
Appreciation 1yr %
2.2%
Pandemic Gain %
65%
Recession Drop %
-31%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
84.1
Winter Avg Low (°F)
24.2
Avg Temperature (°F)
53.4
Hot Days/yr (>90°F)
23.8
Freezing Days/yr (<32°F)
108.9
Annual Precipitation (in)
47.9
Annual Snowfall (in)
26.6
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
77.9
EAL Flood/Coastal per $1K
0
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 08638: frequently asked questions
- What is the median home value in ZIP Code 08638?
- The median home value in ZIP Code 08638 is $245,100, higher than 60% of U.S. ZIP codes.
- How much is property tax in ZIP Code 08638?
- The median annual property tax in ZIP Code 08638 is $6,487, an effective rate of 3% of home value.
- Is ZIP Code 08638 expensive to live in?
- Homes in ZIP Code 08638 cost about 3.67× the median household income, higher than 69% of U.S. ZIP codes.
- What is the average rent in ZIP Code 08638?
- The median gross rent in ZIP Code 08638 is $1,593 a month, higher than 85% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 08638?
- Home prices in ZIP Code 08638 have moved 79% over the past five years (2.2% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 08638?
- ZIP Code 08638 averages 53.4°F year-round, summer highs near 84.1°F, winter lows around 24.2°F (NOAA 1991–2020 normals). It sees about 26.6 inches of snow a year.
- Is ZIP Code 08638 at risk of flooding or natural disasters?
- ZIP Code 08638's FEMA National Risk Index score is 77.9 (higher than 67% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Modeled coastal-flood loss is negligible.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →