← Back to Explorer

ZIP Code 08820

Middlesex, New Jersey

ZCTA 08820

Juniper

ZIP Code 08820 is in the lowest 20% nationally for FEMA risk score. It also sits in the highest 2% nationally for median income. And it sits in the highest 7% nationally for typical home value.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$838,062

Higher than 93% of U.S. ZIP codes
Home Price Growth, Past Five Years

56%

Higher than 60% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

38.9

Lower than 80% of U.S. ZIP codes

The boundary of ZIP Code 08820, in Middlesex, New Jersey.

The basics

Total Population

39,978

Median Age

42.9

Population Density

3,832.53

Home values & property tax

Median Property Tax

$10,001

Property Tax Rateyearly tax as a share of home value

—

The Census publishes home values only up to $2 million and incomes up to $250,000, so this ratio cannot be worked out for the most expensive areas.

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

3.68×

Higher than 65% of U.S. ZIP codes
Median Income

$171,363

Higher than 98% of U.S. ZIP codes
Median Rent

$2,081

Higher than 93% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

5%

Higher than 63% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

34%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

12%

Climate & weather

Summer Avg High (°F)

85.9

Winter Avg Low (°F)

26.3

Avg Temperature (°F)

54.9

Hot Days/yr (>90°F)

29.1

Freezing Days/yr (<32°F)

103

Annual Precipitation (in)

48.7

Annual Snowfall (in)

21.4

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 08820: frequently asked questions

What is the typical home value in ZIP Code 08820?
The estimated median home value in ZIP Code 08820 today is $838,062, higher than 93% of U.S. ZIP codes.
How much is property tax in ZIP Code 08820?
The median annual property tax in ZIP Code 08820 is $10,001.
Is ZIP Code 08820 expensive to live in?
Homes in ZIP Code 08820 cost about 3.68× the median household income, higher than 65% of U.S. ZIP codes.
What is the average rent in ZIP Code 08820?
The median gross rent in ZIP Code 08820 is $2,081 a month, higher than 93% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 08820?
Home prices in ZIP Code 08820 have moved 56% over the past five years (5% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 08820?
ZIP Code 08820 has a population of 39,978, about 3,832.53 people per square mile, per the U.S. Census American Community Survey. The median age is 42.9.
What is the weather like in ZIP Code 08820?
ZIP Code 08820 averages 54.9°F year-round, summer highs near 85.9°F, winter lows around 26.3°F (NOAA 1991–2020 normals). It sees about 21.4 inches of snow a year.
Is ZIP Code 08820 at risk of flooding or natural disasters?
ZIP Code 08820's FEMA National Risk Index score is 38.9 (lower than 80% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

TermsPrivacyData disclaimer