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ZIP Code 08869

Somerset, New Jersey

ZCTA 08869

Juniper

ZIP Code 08869 is in the lowest 33% nationally for FEMA risk score. It also sits in the highest 7% nationally for median rent. And it sits in the highest 14% nationally for home price growth over the past year.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$594,828

Higher than 83% of U.S. ZIP codes
Home Price Growth, Past Five Years

59%

Higher than 67% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

52

Lower than 67% of U.S. ZIP codes

The boundary of ZIP Code 08869, in Somerset, New Jersey.

The basics

Total Population

8,368

Median Age

41.3

Population Density

4,201.13

Home values & property tax

Median Property Tax

$9,024

Property Tax Rateyearly tax as a share of home value

2%

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

4.24×

Higher than 75% of U.S. ZIP codes
Median Income

$107,672

Higher than 85% of U.S. ZIP codes
Median Rent

$2,112

Higher than 93% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

9.7%

Higher than 86% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

50%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

25%

Climate & weather

Summer Avg High (°F)

83.2

Winter Avg Low (°F)

21.1

Avg Temperature (°F)

51.1

Hot Days/yr (>90°F)

16.4

Freezing Days/yr (<32°F)

136.8

Annual Precipitation (in)

46.7

Annual Snowfall (in)

21

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 08869: frequently asked questions

What is the typical home value in ZIP Code 08869?
The estimated median home value in ZIP Code 08869 today is $594,828, higher than 83% of U.S. ZIP codes.
How much is property tax in ZIP Code 08869?
The median annual property tax in ZIP Code 08869 is $9,024, an effective rate of 2% of home value.
Is ZIP Code 08869 expensive to live in?
Homes in ZIP Code 08869 cost about 4.24× the median household income, higher than 75% of U.S. ZIP codes.
What is the average rent in ZIP Code 08869?
The median gross rent in ZIP Code 08869 is $2,112 a month, higher than 93% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 08869?
Home prices in ZIP Code 08869 have moved 59% over the past five years (9.7% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 08869?
ZIP Code 08869 has a population of 8,368, about 4,201.13 people per square mile, per the U.S. Census American Community Survey. The median age is 41.3.
What is the weather like in ZIP Code 08869?
ZIP Code 08869 averages 51.1°F year-round, summer highs near 83.2°F, winter lows around 21.1°F (NOAA 1991–2020 normals). It sees about 21 inches of snow a year.
Is ZIP Code 08869 at risk of flooding or natural disasters?
ZIP Code 08869's FEMA National Risk Index score is 52 (lower than 67% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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