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ZIP Code 10523

Westchester, New York

ZCTA 10523

Juniper

ZIP Code 10523 is in the lowest 9% nationally for FEMA risk score. It also sits in the highest 1% nationally for median rent. And it sits in the highest 10% nationally for median income.

Typical Home Valuemedian home value (ACS), re-priced to today on the FHFA index

$692,194

Higher than 88% of U.S. ZIP codes
Home Price Growth, Past Five Years

35%

Lower than 89% of U.S. ZIP codes
FEMA Risk Score0–100; 0 = lowest modelled risk, 100 = highest, vs places of the same type

25.3

Lower than 91% of U.S. ZIP codes

The boundary of ZIP Code 10523, in Westchester, New York.

The basics

Total Population

9,450

Median Age

33.9

Population Density

2,592.14

Home values & property tax

Median Property Tax

$10,001

Property Tax Rateyearly tax as a share of home value

The Census publishes home values only up to $2 million and incomes up to $250,000, so this ratio cannot be worked out for the most expensive areas.

Cost of living & affordability

Home Price vs Incomeyears of income to buy a typical home

4.97×

Higher than 84% of U.S. ZIP codes
Median Income

$118,438

Higher than 90% of U.S. ZIP codes
Median Rent

$2,978

Higher than 99% of U.S. ZIP codes

Home prices & appreciation

Home Price Growth, Past Year

5.6%

Higher than 67% of U.S. ZIP codes
Pandemic Price Run-Up2019–20 low → 2022–23 peak

20%

2008 Crash: Peak-to-Trough Drophow far prices fell, 2007 → 2011

28%

Climate & weather

Summer Avg High (°F)

83.4

Winter Avg Low (°F)

25.4

Avg Temperature (°F)

53.4

Hot Days/yr (>90°F)

18.6

Freezing Days/yr (<32°F)

108.9

Annual Precipitation (in)

51.2

Annual Snowfall (in)

32.7

Flood & disaster risk

Coastal Flood Loss per $1,000

$0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Climate

  • Environment & Risk

ZIP Code 10523: frequently asked questions

What is the typical home value in ZIP Code 10523?
The estimated median home value in ZIP Code 10523 today is $692,194, higher than 88% of U.S. ZIP codes.
How much is property tax in ZIP Code 10523?
The median annual property tax in ZIP Code 10523 is $10,001.
Is ZIP Code 10523 expensive to live in?
Homes in ZIP Code 10523 cost about 4.97× the median household income, higher than 84% of U.S. ZIP codes.
What is the average rent in ZIP Code 10523?
The median gross rent in ZIP Code 10523 is $2,978 a month, higher than 99% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 10523?
Home prices in ZIP Code 10523 have moved 35% over the past five years (5.6% in the past year), per the FHFA House Price Index.
How many people live in ZIP Code 10523?
ZIP Code 10523 has a population of 9,450, about 2,592.14 people per square mile, per the U.S. Census American Community Survey. The median age is 33.9.
What is the weather like in ZIP Code 10523?
ZIP Code 10523 averages 53.4°F year-round, summer highs near 83.4°F, winter lows around 25.4°F (NOAA 1991–2020 normals). It sees about 32.7 inches of snow a year.
Is ZIP Code 10523 at risk of flooding or natural disasters?
ZIP Code 10523's FEMA National Risk Index score is 25.3 (lower than 91% of U.S. ZIP codes). Its greatest modeled natural hazard is inland flooding. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap contributors (ODbL), EPA. Explore the map →

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