The basics
Total Population
17,760
Median Age
41.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$1,266,600
Median Property Tax
$10,001
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
6.09
Median Rent
$2,236
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
45%
Appreciation 1yr %
18%
Pandemic Gain %
26%
Recession Drop %
-8.8%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
83.4
Winter Avg Low (°F)
25.4
Avg Temperature (°F)
53.4
Hot Days/yr (>90°F)
18.6
Freezing Days/yr (<32°F)
108.9
Annual Precipitation (in)
51.2
Annual Snowfall (in)
32.7
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
51.7
EAL Flood/Coastal per $1K
0.07
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 10538: frequently asked questions
- What is the median home value in ZIP Code 10538?
- The median home value in ZIP Code 10538 is $1,266,600, higher than 99% of U.S. ZIP codes.
- How much is property tax in ZIP Code 10538?
- The median annual property tax in ZIP Code 10538 is $10,001, an effective rate of 1% of home value.
- Is ZIP Code 10538 expensive to live in?
- Homes in ZIP Code 10538 cost about 6.09× the median household income, higher than 92% of U.S. ZIP codes.
- What is the average rent in ZIP Code 10538?
- The median gross rent in ZIP Code 10538 is $2,236 a month, higher than 96% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 10538?
- Home prices in ZIP Code 10538 have moved 45% over the past five years (18% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 10538?
- ZIP Code 10538 averages 53.4°F year-round, summer highs near 83.4°F, winter lows around 25.4°F (NOAA 1991–2020 normals). It sees about 32.7 inches of snow a year.
- Is ZIP Code 10538 at risk of flooding or natural disasters?
- ZIP Code 10538's FEMA National Risk Index score is 51.7 (lower than 66% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.07 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →