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ZIP Code 10538

Westchester, New York

FIPS 10538

Juniper

ZIP Code 10538 is in the top 1% nationally for appreciation 1yr %, but in the bottom 8% nationally for price-to-income ratio. It also sits in the 99th percentile nationally for median home value. And it sits in the 96th percentile nationally for median rent.

Median Home Value

$1,266,600

Higher than 99% of U.S. ZIP codes

HPI Growth 5yr %

45%

Higher than 67% of U.S. ZIP codes

FEMA Risk Score

51.7

Lower than 66% of U.S. ZIP codes

The basics

Total Population

17,760

Median Age

41.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$1,266,600

Higher than 99%

Median Property Tax

$10,001

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

6.09

Higher than 92%

Median Rent

$2,236

Higher than 96%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

45%

Higher than 67%

Appreciation 1yr %

18%

Higher than 99%

Pandemic Gain %

26%

Recession Drop %

-8.8%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

83.4

Winter Avg Low (°F)

25.4

Avg Temperature (°F)

53.4

Hot Days/yr (>90°F)

18.6

Freezing Days/yr (<32°F)

108.9

Annual Precipitation (in)

51.2

Annual Snowfall (in)

32.7

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

51.7

Lower than 66%

EAL Flood/Coastal per $1K

0.07

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 10538: frequently asked questions

What is the median home value in ZIP Code 10538?
The median home value in ZIP Code 10538 is $1,266,600, higher than 99% of U.S. ZIP codes.
How much is property tax in ZIP Code 10538?
The median annual property tax in ZIP Code 10538 is $10,001, an effective rate of 1% of home value.
Is ZIP Code 10538 expensive to live in?
Homes in ZIP Code 10538 cost about 6.09× the median household income, higher than 92% of U.S. ZIP codes.
What is the average rent in ZIP Code 10538?
The median gross rent in ZIP Code 10538 is $2,236 a month, higher than 96% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 10538?
Home prices in ZIP Code 10538 have moved 45% over the past five years (18% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 10538?
ZIP Code 10538 averages 53.4°F year-round, summer highs near 83.4°F, winter lows around 25.4°F (NOAA 1991–2020 normals). It sees about 32.7 inches of snow a year.
Is ZIP Code 10538 at risk of flooding or natural disasters?
ZIP Code 10538's FEMA National Risk Index score is 51.7 (lower than 66% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.07 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →