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ZIP Code 11786

Suffolk, New York

FIPS 11786

Juniper

ZIP Code 11786 is in the top 7% nationally for FEMA risk score, but in the bottom 31% nationally for price-to-income ratio. It also sits in the 92th percentile nationally for median home value. And it sits in the 90th percentile nationally for median rent.

Median Home Value

$604,700

Higher than 92% of U.S. ZIP codes

HPI Growth 5yr %

53%

Higher than 77% of U.S. ZIP codes

FEMA Risk Score

13.8

Lower than 93% of U.S. ZIP codes

The basics

Total Population

6,459

Median Age

41

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$604,700

Higher than 92%

Median Property Tax

$10,001

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.7

Higher than 69%

Median Rent

$1,809

Higher than 90%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

53%

Higher than 77%

Appreciation 1yr %

5.3%

Higher than 85%

Pandemic Gain %

39%

Recession Drop %

-25%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

79.5

Winter Avg Low (°F)

23.5

Avg Temperature (°F)

51.2

Hot Days/yr (>90°F)

5

Freezing Days/yr (<32°F)

118.3

Annual Precipitation (in)

47.3

Annual Snowfall (in)

31.8

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

13.8

Lower than 93%

EAL Flood/Coastal per $1K

0.01

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 11786: frequently asked questions

What is the median home value in ZIP Code 11786?
The median home value in ZIP Code 11786 is $604,700, higher than 92% of U.S. ZIP codes.
How much is property tax in ZIP Code 11786?
The median annual property tax in ZIP Code 11786 is $10,001, an effective rate of 2% of home value.
Is ZIP Code 11786 expensive to live in?
Homes in ZIP Code 11786 cost about 3.7× the median household income, higher than 69% of U.S. ZIP codes.
What is the average rent in ZIP Code 11786?
The median gross rent in ZIP Code 11786 is $1,809 a month, higher than 90% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 11786?
Home prices in ZIP Code 11786 have moved 53% over the past five years (5.3% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 11786?
ZIP Code 11786 averages 51.2°F year-round, summer highs near 79.5°F, winter lows around 23.5°F (NOAA 1991–2020 normals). It sees about 31.8 inches of snow a year.
Is ZIP Code 11786 at risk of flooding or natural disasters?
ZIP Code 11786's FEMA National Risk Index score is 13.8 (lower than 93% of U.S. ZIP codes). Its greatest modeled natural hazard is hurricane. Expected annual loss from flooding is 0.01 per $1,000 of building value.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →