The basics
Total Population
4,705
Median Age
45.1
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$1,054,000
Median Property Tax
$8,372
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
8.42
Median Rent
$2,150
Home prices & appreciation
Ranked against U.S. ZIP codes.
Pandemic Gain %
46%
Recession Drop %
-17%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
79
Winter Avg Low (°F)
22.2
Avg Temperature (°F)
50.2
Hot Days/yr (>90°F)
5.8
Freezing Days/yr (<32°F)
131.6
Annual Precipitation (in)
43.5
Annual Snowfall (in)
26.8
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
81.7
EAL Flood/Coastal per $1K
0.37
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 11978: frequently asked questions
- What is the median home value in ZIP Code 11978?
- The median home value in ZIP Code 11978 is $1,054,000, higher than 98% of U.S. ZIP codes.
- How much is property tax in ZIP Code 11978?
- The median annual property tax in ZIP Code 11978 is $8,372, an effective rate of 1% of home value.
- Is ZIP Code 11978 expensive to live in?
- Homes in ZIP Code 11978 cost about 8.42× the median household income, higher than 97% of U.S. ZIP codes.
- What is the average rent in ZIP Code 11978?
- The median gross rent in ZIP Code 11978 is $2,150 a month, higher than 95% of U.S. ZIP codes.
- What is the weather like in ZIP Code 11978?
- ZIP Code 11978 averages 50.2°F year-round, summer highs near 79°F, winter lows around 22.2°F (NOAA 1991–2020 normals). It sees about 26.8 inches of snow a year.
- Is ZIP Code 11978 at risk of flooding or natural disasters?
- ZIP Code 11978's FEMA National Risk Index score is 81.7 (higher than 72% of U.S. ZIP codes). Its greatest modeled natural hazard is flood_coastal. Expected annual loss from flooding is 0.37 per $1,000 of building value.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →