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ZIP Code 12020

Saratoga, New York

FIPS 12020

Juniper

ZIP Code 12020 is in the top 12% nationally for appreciation 1yr %. It also sits in the 85th percentile nationally for median rent. And it sits in the top 16% nationally for FEMA risk score.

Median Home Value

$329,400

Higher than 73% of U.S. ZIP codes

HPI Growth 5yr %

52%

Higher than 75% of U.S. ZIP codes

FEMA Risk Score

31.4

Lower than 84% of U.S. ZIP codes

The basics

Total Population

34,937

Median Age

42.2

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$329,400

Higher than 73%

Median Property Tax

$4,797

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.08

Near median

Median Rent

$1,612

Higher than 85%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

52%

Higher than 75%

Appreciation 1yr %

6.4%

Higher than 88%

Pandemic Gain %

37%

Recession Drop %

-4.1%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

81.9

Winter Avg Low (°F)

17.3

Avg Temperature (°F)

48.9

Hot Days/yr (>90°F)

11

Freezing Days/yr (<32°F)

144.4

Annual Precipitation (in)

46.4

Annual Snowfall (in)

63.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

31.4

Lower than 84%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12020: frequently asked questions

What is the median home value in ZIP Code 12020?
The median home value in ZIP Code 12020 is $329,400, higher than 73% of U.S. ZIP codes.
How much is property tax in ZIP Code 12020?
The median annual property tax in ZIP Code 12020 is $4,797, an effective rate of 1% of home value.
Is ZIP Code 12020 expensive to live in?
Homes in ZIP Code 12020 cost about 3.08× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 12020?
The median gross rent in ZIP Code 12020 is $1,612 a month, higher than 85% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 12020?
Home prices in ZIP Code 12020 have moved 52% over the past five years (6.4% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 12020?
ZIP Code 12020 averages 48.9°F year-round, summer highs near 81.9°F, winter lows around 17.3°F (NOAA 1991–2020 normals). It sees about 63.5 inches of snow a year.
Is ZIP Code 12020 at risk of flooding or natural disasters?
ZIP Code 12020's FEMA National Risk Index score is 31.4 (lower than 84% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →