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ZIP Code 12027

Saratoga, New York

FIPS 12027

Juniper

ZIP Code 12027 is in the top 5% nationally for FEMA risk score. It also sits in the 94th percentile nationally for median rent. And it sits in the top 21% nationally for HPI growth 5yr %.

Median Home Value

$344,100

Higher than 75% of U.S. ZIP codes

HPI Growth 5yr %

54%

Higher than 79% of U.S. ZIP codes

FEMA Risk Score

6.9

Lower than 95% of U.S. ZIP codes

The basics

Total Population

4,693

Median Age

38.7

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$344,100

Higher than 75%

Median Property Tax

$6,075

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.87

Near median

Median Rent

$2,071

Higher than 94%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

54%

Higher than 79%

Appreciation 1yr %

1.8%

Higher than 71%

Pandemic Gain %

39%

Recession Drop %

-5.1%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

81.9

Winter Avg Low (°F)

17.3

Avg Temperature (°F)

48.9

Hot Days/yr (>90°F)

11

Freezing Days/yr (<32°F)

144.4

Annual Precipitation (in)

46.4

Annual Snowfall (in)

63.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

6.9

Lower than 95%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12027: frequently asked questions

What is the median home value in ZIP Code 12027?
The median home value in ZIP Code 12027 is $344,100, higher than 75% of U.S. ZIP codes.
How much is property tax in ZIP Code 12027?
The median annual property tax in ZIP Code 12027 is $6,075, an effective rate of 2% of home value.
Is ZIP Code 12027 expensive to live in?
Homes in ZIP Code 12027 cost about 2.87× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 12027?
The median gross rent in ZIP Code 12027 is $2,071 a month, higher than 94% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 12027?
Home prices in ZIP Code 12027 have moved 54% over the past five years (1.8% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 12027?
ZIP Code 12027 averages 48.9°F year-round, summer highs near 81.9°F, winter lows around 17.3°F (NOAA 1991–2020 normals). It sees about 63.5 inches of snow a year.
Is ZIP Code 12027 at risk of flooding or natural disasters?
ZIP Code 12027's FEMA National Risk Index score is 6.9 (lower than 95% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →