The basics
Total Population
18,025
Median Age
41.7
Home values & property tax
Ranked against U.S. ZIP codes.
Median Home Value
$343,100
Median Property Tax
$4,127
Effective Tax Rate
1%
Cost of living & affordability
Ranked against U.S. ZIP codes.
Price-to-Income Ratio
3.43
Median Rent
$1,328
Home prices & appreciation
Ranked against U.S. ZIP codes.
HPI Growth 5yr %
58%
Appreciation 1yr %
13%
Pandemic Gain %
34%
Recession Drop %
-5.7%
Climate & weather
Ranked against U.S. ZIP codes.
Summer Avg High (°F)
81.6
Winter Avg Low (°F)
9
Avg Temperature (°F)
45.2
Hot Days/yr (>90°F)
9.6
Freezing Days/yr (<32°F)
158.4
Annual Precipitation (in)
44.6
Annual Snowfall (in)
63.5
Flood & disaster risk
Ranked against U.S. ZIP codes.
FEMA Risk Score
19.6
The full report
Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.
People
Work & Money
Housing
Amenities
Environment & Risk
ZIP Code 12831: frequently asked questions
- What is the median home value in ZIP Code 12831?
- The median home value in ZIP Code 12831 is $343,100, higher than 75% of U.S. ZIP codes.
- How much is property tax in ZIP Code 12831?
- The median annual property tax in ZIP Code 12831 is $4,127, an effective rate of 1% of home value.
- Is ZIP Code 12831 expensive to live in?
- Homes in ZIP Code 12831 cost about 3.43× the median household income, higher than 64% of U.S. ZIP codes.
- What is the average rent in ZIP Code 12831?
- The median gross rent in ZIP Code 12831 is $1,328 a month, higher than 77% of U.S. ZIP codes.
- How much have home prices grown in ZIP Code 12831?
- Home prices in ZIP Code 12831 have moved 58% over the past five years (13% in the past year), per the FHFA House Price Index.
- What is the weather like in ZIP Code 12831?
- ZIP Code 12831 averages 45.2°F year-round, summer highs near 81.6°F, winter lows around 9°F (NOAA 1991–2020 normals). It sees about 63.5 inches of snow a year.
- Is ZIP Code 12831 at risk of flooding or natural disasters?
- ZIP Code 12831's FEMA National Risk Index score is 19.6 (lower than 91% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.
Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →