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ZIP Code 12148

Saratoga, New York

FIPS 12148

Juniper

ZIP Code 12148 is in the top 11% nationally for appreciation 1yr %. It also sits in the 83th percentile nationally for median home value. And it sits in the top 18% nationally for FEMA risk score.

Median Home Value

$427,400

Higher than 83% of U.S. ZIP codes

HPI Growth 5yr %

47%

Higher than 69% of U.S. ZIP codes

FEMA Risk Score

33.3

Lower than 82% of U.S. ZIP codes

The basics

Total Population

4,023

Median Age

54.6

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$427,400

Higher than 83%

Median Property Tax

$6,152

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.01

Near median

Median Rent

$1,028

Higher than 62%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

47%

Higher than 69%

Appreciation 1yr %

6.8%

Higher than 89%

Pandemic Gain %

39%

Recession Drop %

-7.8%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

81.8

Winter Avg Low (°F)

18.7

Avg Temperature (°F)

49.4

Hot Days/yr (>90°F)

9.6

Freezing Days/yr (<32°F)

135.7

Annual Precipitation (in)

40.7

Annual Snowfall (in)

59.2

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

33.3

Lower than 82%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12148: frequently asked questions

What is the median home value in ZIP Code 12148?
The median home value in ZIP Code 12148 is $427,400, higher than 83% of U.S. ZIP codes.
How much is property tax in ZIP Code 12148?
The median annual property tax in ZIP Code 12148 is $6,152, an effective rate of 1% of home value.
Is ZIP Code 12148 expensive to live in?
Homes in ZIP Code 12148 cost about 3.01× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 12148?
The median gross rent in ZIP Code 12148 is $1,028 a month, higher than 62% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 12148?
Home prices in ZIP Code 12148 have moved 47% over the past five years (6.8% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 12148?
ZIP Code 12148 averages 49.4°F year-round, summer highs near 81.8°F, winter lows around 18.7°F (NOAA 1991–2020 normals). It sees about 59.2 inches of snow a year.
Is ZIP Code 12148 at risk of flooding or natural disasters?
ZIP Code 12148's FEMA National Risk Index score is 33.3 (lower than 82% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →