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ZIP Code 12043

Schoharie, New York

FIPS 12043

Juniper

ZIP Code 12043 is in the 56th percentile nationally for FEMA risk score.

Median Home Value

$186,000

Near the U.S. ZIP codes median

FEMA Risk Score

70.3

Higher than 56% of U.S. ZIP codes

The basics

Total Population

8,287

Median Age

37.1

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$186,000

Near median

Median Property Tax

$4,348

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.88

Near median

Median Rent

$875

Near median

Home prices & appreciation

Ranked against U.S. ZIP codes.

Pandemic Gain %

41%

Recession Drop %

-16%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

77.4

Winter Avg Low (°F)

14.7

Avg Temperature (°F)

45.6

Hot Days/yr (>90°F)

3.7

Freezing Days/yr (<32°F)

154.8

Annual Precipitation (in)

40.7

Annual Snowfall (in)

53.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

70.3

Higher than 56%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12043: frequently asked questions

What is the median home value in ZIP Code 12043?
The median home value in ZIP Code 12043 is $186,000, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 12043?
The median annual property tax in ZIP Code 12043 is $4,348, an effective rate of 2% of home value.
Is ZIP Code 12043 expensive to live in?
Homes in ZIP Code 12043 cost about 2.88× the median household income, near the U.S. ZIP codes median.
What is the average rent in ZIP Code 12043?
The median gross rent in ZIP Code 12043 is $875 a month, near the U.S. ZIP codes median.
What is the weather like in ZIP Code 12043?
ZIP Code 12043 averages 45.6°F year-round, summer highs near 77.4°F, winter lows around 14.7°F (NOAA 1991–2020 normals). It sees about 53.5 inches of snow a year.
Is ZIP Code 12043 at risk of flooding or natural disasters?
ZIP Code 12043's FEMA National Risk Index score is 70.3 (higher than 56% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →