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ZIP Code 12076

Schoharie, New York

FIPS 12076

Juniper

ZIP Code 12076 is in the top 32% nationally for FEMA risk score.

Median Home Value

$225,600

Near the U.S. ZIP codes median

FEMA Risk Score

49.6

Lower than 68% of U.S. ZIP codes

The basics

Total Population

1,549

Median Age

49.5

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$225,600

Near median

Median Property Tax

$2,677

Effective Tax Rate

1%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.67

Lower than 58%

Median Rent

$990

Higher than 59%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

79.2

Winter Avg Low (°F)

13.8

Avg Temperature (°F)

45.8

Hot Days/yr (>90°F)

8.2

Freezing Days/yr (<32°F)

165.1

Annual Precipitation (in)

44.8

Annual Snowfall (in)

94.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

49.6

Lower than 68%

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12076: frequently asked questions

What is the median home value in ZIP Code 12076?
The median home value in ZIP Code 12076 is $225,600, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 12076?
The median annual property tax in ZIP Code 12076 is $2,677, an effective rate of 1% of home value.
Is ZIP Code 12076 expensive to live in?
Homes in ZIP Code 12076 cost about 2.67× the median household income, lower than 58% of U.S. ZIP codes.
What is the average rent in ZIP Code 12076?
The median gross rent in ZIP Code 12076 is $990 a month, higher than 59% of U.S. ZIP codes.
What is the weather like in ZIP Code 12076?
ZIP Code 12076 averages 45.8°F year-round, summer highs near 79.2°F, winter lows around 13.8°F (NOAA 1991–2020 normals). It sees about 94.5 inches of snow a year.
Is ZIP Code 12076 at risk of flooding or natural disasters?
ZIP Code 12076's FEMA National Risk Index score is 49.6 (lower than 68% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →