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ZIP Code 12187

Schoharie, New York

FIPS 12187

Juniper

ZIP Code 12187 is in the top 34% nationally for price-to-income ratio.

Median Home Value

$187,500

Near the U.S. ZIP codes median

FEMA Risk Score

62.2

Near the U.S. ZIP codes median

The basics

Total Population

752

Median Age

56.4

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$187,500

Near median

Median Property Tax

$4,625

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

2.4

Lower than 66%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

77.4

Winter Avg Low (°F)

14.7

Avg Temperature (°F)

45.6

Hot Days/yr (>90°F)

3.7

Freezing Days/yr (<32°F)

154.8

Annual Precipitation (in)

40.7

Annual Snowfall (in)

53.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

62.2

Near median

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12187: frequently asked questions

What is the median home value in ZIP Code 12187?
The median home value in ZIP Code 12187 is $187,500, near the U.S. ZIP codes median.
How much is property tax in ZIP Code 12187?
The median annual property tax in ZIP Code 12187 is $4,625, an effective rate of 2% of home value.
Is ZIP Code 12187 expensive to live in?
Homes in ZIP Code 12187 cost about 2.4× the median household income, lower than 66% of U.S. ZIP codes.
What is the weather like in ZIP Code 12187?
ZIP Code 12187 averages 45.6°F year-round, summer highs near 77.4°F, winter lows around 14.7°F (NOAA 1991–2020 normals). It sees about 53.5 inches of snow a year.
Is ZIP Code 12187 at risk of flooding or natural disasters?
ZIP Code 12187's FEMA National Risk Index score is 62.2 (near the U.S. ZIP codes median). Its greatest modeled natural hazard is tornado.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →