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ZIP Code 12122

Schoharie, New York

FIPS 12122

Juniper

ZIP Code 12122 is in the top 4% nationally for appreciation 1yr %, but in the bottom 40% nationally for FEMA risk score. It also sits in the top 15% nationally for HPI growth 5yr %. And it sits in the 67th percentile nationally for median rent.

Median Home Value

$174,300

Lower than 58% of U.S. ZIP codes

HPI Growth 5yr %

59%

Higher than 85% of U.S. ZIP codes

FEMA Risk Score

73.2

Higher than 60% of U.S. ZIP codes

The basics

Total Population

3,596

Median Age

51.8

Home values & property tax

Ranked against U.S. ZIP codes.

Median Home Value

$174,300

Lower than 58%

Median Property Tax

$4,184

Effective Tax Rate

2%

Cost of living & affordability

Ranked against U.S. ZIP codes.

Price-to-Income Ratio

3.12

Higher than 56%

Median Rent

$1,106

Higher than 67%

Home prices & appreciation

Ranked against U.S. ZIP codes.

HPI Growth 5yr %

59%

Higher than 85%

Appreciation 1yr %

12%

Higher than 96%

Pandemic Gain %

34%

Recession Drop %

-12%

Climate & weather

Ranked against U.S. ZIP codes.

Summer Avg High (°F)

81.3

Winter Avg Low (°F)

15.7

Avg Temperature (°F)

47.9

Hot Days/yr (>90°F)

13.8

Freezing Days/yr (<32°F)

144.4

Annual Precipitation (in)

42.5

Annual Snowfall (in)

53.5

Flood & disaster risk

Ranked against U.S. ZIP codes.

FEMA Risk Score

73.2

Higher than 60%

EAL Flood/Coastal per $1K

0

The full report

Six pillars — each with percentile benchmarks, 16-year trends, and per-metric detail.

  • People

  • Work & Money

  • Housing

  • Amenities

  • Environment & Risk

ZIP Code 12122: frequently asked questions

What is the median home value in ZIP Code 12122?
The median home value in ZIP Code 12122 is $174,300, lower than 58% of U.S. ZIP codes.
How much is property tax in ZIP Code 12122?
The median annual property tax in ZIP Code 12122 is $4,184, an effective rate of 2% of home value.
Is ZIP Code 12122 expensive to live in?
Homes in ZIP Code 12122 cost about 3.12× the median household income, higher than 56% of U.S. ZIP codes.
What is the average rent in ZIP Code 12122?
The median gross rent in ZIP Code 12122 is $1,106 a month, higher than 67% of U.S. ZIP codes.
How much have home prices grown in ZIP Code 12122?
Home prices in ZIP Code 12122 have moved 59% over the past five years (12% in the past year), per the FHFA House Price Index.
What is the weather like in ZIP Code 12122?
ZIP Code 12122 averages 47.9°F year-round, summer highs near 81.3°F, winter lows around 15.7°F (NOAA 1991–2020 normals). It sees about 53.5 inches of snow a year.
Is ZIP Code 12122 at risk of flooding or natural disasters?
ZIP Code 12122's FEMA National Risk Index score is 73.2 (higher than 60% of U.S. ZIP codes). Its greatest modeled natural hazard is tornado. Modeled coastal-flood loss is negligible.

Sources: U.S. Census ACS, FEMA National Risk Index, FHFA House Price Index, OpenStreetMap, EPA. Explore the map →